Saturday, January 19, 2008

How to Get Affordable Automobile Insurance in Mississippi

Don t try driving without insurance in Mississippi. The consequences are too severe to make the risk worthwhile. Instead, let s find ways for you to drive down the cost of your automobile insurance to the point where you can more easily afford it each month. Let s start with something simple, such as getting an inexpensive steering wheel locking device for your car. Let your agent know about it. Park your car in a garage at night. If you leave your car parked on the street you will pay more for your insurance. Pay your premiums automatically out of your bank account every month. Auto pay saves you money. Carpool to work. If there isn t already a carpool where you work, set one up. Not only will you save a ton on fuel costs and wear and tear on your vehicle, but you ll also save on your automobile insurance each month if you can cut in half the number of miles that you drive to and from work each month. If you retire let your agent know as this could save you a considerable amount on your automobile insurance. Many people are now using public transportation whenever possible and leaving their car at home. If you can cut your driving down to less than 500 miles per month you could save quite a bit with a Low Mileage Discount. See if you can find group automobile insurance. Often your place of employment will offer its employees low cost group automobile insurance, but check with any clubs, groups, associations, or organizations that you or anyone you know belongs to. You would be surprised at the clubs and organizations that offer their members low cost group automobile insurance. Young drivers can save simply by staying in school and getting good grades. A B grade average will earn you a substantial savings on your automobile insurance. Older drivers may be able to save by taking a special driver s refresher course. Not every insurance company offers this savings, so ask your agent if you qualify. Each year your vehicle loses value, so each year you should reduce the collision and comprehensive coverage on your car to match its current Kelly Blue Book value. When your vehicle no longer has any Kelly Blue Book value then it s time to drop your collision and comprehensive altogether. Can you afford to increase your deductible? As you re probably aware, the greater your deductible the more you ll save every month on your automobile insurance premium. Of course, you don t want to promise to pay a larger deductible than you can really afford. Buying your automobile insurance over the internet can save you quite a bit of money. One of the tricks to saving the most money when buying auto insurance online is to take the extra time to make your price comparisons on a minimum of 3 different websites. The other thing you need to do is to input the same answers on all 3 forms so that you are comparing the same insurance policy each time. This will insure that you save the most money possible. And that s it, really. Just choose the best price you can find and you re done. You can now consider yourself an expert when it comes to knowing how to get affordable automobile insurance in Mississippi. My recommended sites here: Affordable Automobile Insurance in Mississippi More places for cheap insurance plans and great information

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