Saturday, January 19, 2008
Auto Insurance Quotes Comparisons Florida - Ways To Shop Right
If you do intend to get the most affordable rates, you d have to do thorough comparisons. And for you to do those comparisons well you have to shop around well. There are many avenues open to you to do extensive shopping... i) Ask those close to you their take on various insurance providers. Find out their experience with their insurance company and what they pay if it makes sense to ask them. You can ask them to refer you to their agent if you re happy with what you hear. Even though it looks fine to opt for an agent that is highly recommended by your trusted acquaintance, it still pays to shortlist more than one great agent. This will increase your chances of landing an agent who will offer the best service and quotes. The fact remains that you will do better shopping if you try to shortlist and compare not less than three agents. Take out time to obtain quotes from all the agents your acquaintances referred you to. Have some talk with each one of them and you ll be sure of who has not just the lowest price, but the best price to value ratio. This will take you quite some time. ii) You can easily locate agents by going through the Yellow Pages. This resource is great for individuals who aren t very comfortable with doing stuff on the internet and do not have many agents contacts from their acquaintances. This route is more demanding and calls for more alertness on your part as you can t really guarantee an agent s quality of service beforehand. iii) A lot of insurance shoppers do not take advantage of their state s insurance department. If you want pure information you can be confident about, this is where to go. Being better informed will naturally equip you better to make more savings. iv) Consumer guides are really valuable resources for anyone shopping for insurance. They are a great place to get an idea of what you should expect to pay for your coverage. This is excluding the fact that you ll get a number of tips that will guarantee you get the best coverage for you at the lowest price. Even though they show you insurers who have the best prices, their figures are normally estimates or for a given profile. Therefore, you ll do well to still get quotes from at least three agents or insurers. If you re for the lowest rates then you have no choice but to get a lot of quotes. v) If you have an agent for another policy, whose quality of service you are pleased with, discuss your auto insurance needs with them. What you must avoid is getting just a quote. The key to shopping well is comparing quotes and value expected (and you cannot compare only a quote). vi) If you have their numbers, contact insurance companies directly and request for quotes. Don t forget to ask for quotes from as many companies as makes sense. You raise the probability of getting a great premium plus an outstanding service by comparing the quotes you receive well. The most vital step to massive savings in auto insurance is comparison shopping -- Provided that you do it right. You can get quotes that will have a difference that exceeds $1,000. You could conveniently save so much by just choosing the lowest quote. This should apply if you re just after the lowest price. Howbeit, if you re after the best price/value then you d have to look at the details of the lowest offers. Different insurance companies may have slight differences for similar policies. It s wise to ask the agent what s part of the deal and what s not. Here are my favorite pages for auto insurance quotes... InsureMe Auto Insurance Quotes Hometown Auto Insurance Quotes Publishers can get unique versions of my articles by following any of the links above. Click on To Use My Articles when you get to my site. Chimezirim Odimba writes on insurance.